Complex rules, clearly seen.
The terms on which organisations and self-employed professionals subscribe to EU AML Monitor.
These terms are agreed between Soccosa Volza, the publisher of EU AML Monitor, whose details are in the legal notice (the Publisher), and the organisation or self-employed professional named in an order (the Customer).
The order, the Publisher’s written acceptance, the prices on the Subscribe page when the order is received, and these terms are the whole agreement. If the summary on the Subscribe page differs from these terms, these terms prevail. Any terms in the Customer’s own purchase order or procurement documents do not apply unless the Publisher accepts them in writing.
EU AML Monitor is sold only to organisations, and to self-employed professionals for their own practice, for the purposes of their business. By ordering, the Customer confirms that it buys for those purposes and that the person placing the order is authorised to do so on its behalf. Subscriptions are not offered to consumers.
The prices published on the Subscribe page are for Customers established in the European Union. Customers established elsewhere may ask for a quote.
The Customer orders by sending the order form on the Subscribe page by email. The Publisher checks the Customer’s VAT identification number against the European Commission’s VIES database and may decline any order. The contract is formed when the Publisher confirms acceptance in writing. The subscription starts on the date stated in that confirmation, which is not earlier than 1 January 2027. Where an order is accepted before 1 January 2027, the subscription starts on 1 January 2027. The named users have access to the subscriber pages free of charge from acceptance until 31 December 2026.
Access, for the term, to the subscriber pages of EU AML Monitor, including the regulatory tracker, the timeline, the implementation handbook, the reference pages and the weekly What changed page, and to the subscriber email.
EU AML Monitor is a publication that changes as the law changes. The Publisher may add, update, reorganise or remove content and pages during the term. No particular page, item or frequency of updates is promised. The Subscribe page describes the service in general terms and does not add to these terms.
One user gives access to one named person. Team gives access to up to ten named people, and Organisation to up to twenty-five named people employed by the subscribing legal entity. Where the Customer is a self-employed professional, the named user on One user is the Customer, and named users on Team are the Customer and people working for the Customer’s practice. On Team and Organisation the Customer may replace a named user during the term by notice to the Publisher. More users, or access for other companies in the Customer’s group, are by separate quote.
Access is given to each named user at their work email address, through a sign-in the Publisher provides.
The price is the one shown on the Subscribe page when the order is received, excluding VAT. The Publisher issues an invoice on the start date of the subscription, payable by bank transfer within thirty days of the invoice date.
For a Customer established in another Member State, VAT is accounted for by the Customer under the reverse charge. For a Customer established in Malta, no VAT is charged while the Publisher is registered under Article 11 of Malta’s VAT Act. If that registration changes, Maltese VAT is added from the date of the change.
If an invoice is not paid on time, the Publisher may send a reminder and, if it is still unpaid fourteen days after the reminder, suspend access until payment is received. Statutory interest on late payment applies.
A Customer whose order for One user or Team is received by 28 February 2027 pays the founding rate shown on the Subscribe page for that plan. There is no founding rate for Organisation. The founding rate continues for as long as the subscription is renewed without a break. If a renewal invoice is not paid by its due date, the founding rate ends and a later subscription is at the price then current.
Each subscription runs for twelve months from its start date and does not renew automatically. Before the term ends the Publisher sends a renewal invoice. Paying it renews the subscription for a further twelve months. If it is not paid, the subscription ends at the end of the term.
Prices other than the founding rate may change. A change applies only from the next renewal, and the renewal invoice states the new price.
By the Customer. The Customer may stop using the service at any time. Fees already paid are not refunded, except as set out below.
By the Publisher, closing the service. The Publisher may end the service on thirty days’ written notice. The Customer is then refunded the fees paid for the rest of the term, with any part month counted as a full month, within thirty days of the service ending. If the service ends without that notice because the Publisher is unable to continue it, the Customer is refunded on the same basis.
For breach. If either party seriously breaches these terms and does not put the breach right within fourteen days of written notice, the other may end the subscription by written notice. If the Customer ends it because of the Publisher’s breach, the Customer is refunded the fees paid for the rest of the term, with any part month counted as a full month, within thirty days.
The content belongs to the Publisher. The Customer and its named users may read it, and may quote short extracts with attribution in the Customer’s internal documents, for the Customer’s own business. Named users may use what they learn to advise the Customer’s clients, and may quote short extracts with attribution in that advice.
They may not share access with anyone who is not a named user. They may not give clients access. They may not pass pages, copies or substantial extracts to anyone outside the Customer’s organisation or practice, or resell or republish the content. They may not copy it systematically or by automated means, or use it to build a competing product or to train software.
EU AML Monitor is a published reference, not advice to any particular firm, and a subscription creates no professional relationship. The Publisher takes reasonable care with the content but does not promise that it is complete, current or free of error. Where the content and an official text differ, the official text governs. Decisions on compliance remain the Customer’s own.
The Publisher’s total liability under or in connection with a subscription is limited to the fees the Customer paid for it in the twelve months before the event giving rise to the claim.
The Publisher is not liable for indirect or consequential loss, loss of profit, revenue or business, or any fine, penalty or other sanction imposed on the Customer, or for decisions taken in reliance on the content.
Nothing in these terms limits or excludes liability for fraud, wilful misconduct or gross negligence, or any other liability that cannot lawfully be limited or excluded.
The pages are hosted on a third-party platform. The Publisher aims to keep them available but does not guarantee uninterrupted access, and is not responsible for interruptions caused by the platform or by events outside its reasonable control.
The Publisher uses the personal data in an order as described in the privacy notice. The Customer is responsible for telling its billing contact and named users that their details are given to the Publisher for this purpose.
Complaints and notices under these terms are sent by email: to the Publisher at office@theamlmonitor.eu, and to the Customer at the billing contact’s address in the order. The Publisher aims to acknowledge a complaint within five working days and to answer it within thirty days.
The Publisher may change these terms. A change applies to an existing subscription only from its next renewal, and the Publisher tells the Customer about it in writing before the renewal invoice is due.
These terms are governed by the law of Malta. The courts of Malta have exclusive jurisdiction over any dispute arising from them.
Version 1, 1 December 2026. These terms apply from that date. A copy is attached to each written acceptance.
A published reference, not advice to any particular firm; reading it creates no professional relationship.
Enquiries: office@theamlmonitor.eu · Legal notice · Privacy · Terms